Sprucing Up My Car

Posted on: 16 December 2022

An auto collision rattles more than your car. You may get injured or traumatized, and on top of that, you have to deal with the collision repairs. 

It is also overwhelming to deal with the stress caused by auto collision repair myths. Thus, here are three auto collision myths debunked.

A Dealer Provides Better Collision Repairs

It is a common misconception that the dealership is the only place you can get quality repair services. 

You can always go to your dealership if they offer collision repair services. And, sometimes, it is beneficial to work with a dealer since they may offer discounts on repairs to bring in more business. However, they are not your only option.

You can opt for auto body repair shops that are just as qualified as the dealerships. These independent auto shops have the expertise and training to work on most vehicle models. They have the necessary equipment and access to OEM parts. Thus there is no reason not to choose them.

In some cases, dealers contract repair services from independent auto repair shops. This act is proof that they offer quality repairs too.

Note that dealership repairs are typically more expensive.

You Can Only Go to the Repair Shop Approved by Your Insurance Company

Your insurance provider may have a list of preferred auto shops they want you to work with. These shops may be under contract with the insurance company to perform auto repairs. 

Not all repair shops accept insurance compensation because it may take a while before the insurer pays. Thus, it would help to heed your insurance recommendations as it makes settlement easier. However, you are not legally obligated to pick the suggested shop.

You can check estimates from other auto collision repair shops before choosing one. 

Insurance Will Cover All Your Repairs

While it is prudent to insure your vehicle, the insurance company will not cover all expenses. How much they cover will depend on the company's policy and the damage to your car. Thus, it is crucial to ask how the insurance policy works and ask them to clarify anything you don't understand when applying for insurance. Typically, the amount paid for repairs depends on the deductible.

Often, insurance companies want to pay for the fastest and cheapest repairs. Hence, they may not be willing to pay for OEM parts and repairs. However, reputable auto collision repair shops will work with your insurance company to ensure you get quality repairs.

You can also pay out of pocket for any repairs your insurer will not cover.

Contact a company like Ingram Collision Center Inc to learn more.